Shruti Choudhry

Strategic thinking across finance, transformation & the wider world

Writing

Long-form essays on systems that were built to fail.

Finance, technology, civilisations, physics. The pattern is always the same. Pieces appear here as they are finished — not on a schedule.

2 pieces · most recent first
Finance · Transformation · Governance

ESG Was Built as a Ledger. The World Outgrew the Book.

The principle is right. The world has changed. The methodology must follow. A diagnosis of why ESG built for 2004 capital cannot govern 2026 capital — and what the architecture that can looks like.

May 2026 · 22 min read · Read →
Finance · Transformation · Strategy

Lloyd's Survived Three Centuries on Human Judgment. We Digitised It Out. Now We Need to Digitise the Thinking.

201 vessels crossed the Strait of Hormuz in March 2026. In peacetime, 120 cross every single day. Three first principles held for 338 years. In 2026, all three failed. And nobody rebuilt.

April 2026 · 12 min read · Read →
Transformation · Strategy

The Algorithm Trap Series

A five-part series on deterministic logic as design flaw in financial infrastructure. The infrastructure itself is the risk.

Coming Soon
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